Small suppliers selling to large companies often wait months to be paid, while their own costs fall due every week. They rarely push back on payment terms because they fear losing the buyer, so the working-capital gap lands on the smaller party.

There are invoice discounting platforms and government portals for delayed payments, but many small businesses either don't know about them or find them hard to use. This challenge asks you to map the market and find where a product could change the balance.

Where can a product help small suppliers get paid faster without risking the relationship with a large buyer?

Government MSME payment portals, invoice discounting platform websites, public RBI and MSME ministry reports, interviews with SME owners

TReDS platforms, invoice discounting apps, buyer-led supplier finance programmes